Ioannis Kyprianou
ACCA-qualified accountant
Ioannis Kyprianou is an ACCA-qualified accountant who writes the annuities, structured settlements, and retirement guides on Annuity Compass.
His focus is translating the parts of personal finance that are usually buried in product disclosures and tax rules into plain English: how annuity payouts are actually calculated, what a structured settlement is really worth before fees, and how retirement accounts are taxed when you draw on them.
Every guide is researched from primary sources — regulator and government material, product disclosures, and published rate filings. Figures are presented as clearly-labelled illustrative examples rather than guarantees, because rates and tax rules change. None of it is personal financial advice; it is education to help you ask better questions before you talk to a licensed professional.