Annuities and retirement income, explained straight.
Annuity Compass is an independent guide to annuities, structured settlements, and turning savings into retirement income — researched from primary sources, with no sales pitch.
Annuities
Rates, payout math, and how to spot an expensive contract before you sign.
45 guides →Structured Settlements
What your future payments are worth and how to sell without losing a fortune to fees.
42 guides →Retirement
Turn savings into income with tax-smart withdrawals, rollovers, and the right accounts.
44 guides →Tools & calculators
All tools →Calculator
Annuity Payout Calculator
How much monthly income could a lump sum buy over a fixed payout period?
CalculatorHow Long Will My Money Last?
How many years will your savings support a given monthly withdrawal?
CalculatorRMD Calculator
Estimate this year’s required minimum distribution from an IRA or 401(k).
Latest guides
Rates
Sep 2, 2026Annuity participation rate: what it is and how it limits your credit
Selling
Sep 2, 2026Why is a structured settlement company calling me?
Taxes
Sep 2, 2026Tax torpedo: how Social Security taxation lifts your real marginal rate
Basics
Aug 28, 2026Annuity free look period: how the cancellation window works
Valuation
Aug 28, 2026Life contingent structured settlement payments: what changes when payments stop at death
Taxes
Aug 28, 2026