Annuities and retirement income, explained straight.
Annuity Compass is an independent guide to annuities, structured settlements, and turning savings into retirement income — researched from primary sources, with no sales pitch.
Annuities
Rates, payout math, and how to spot an expensive contract before you sign.
69 guides →Structured Settlements
What your future payments are worth and how to sell without losing a fortune to fees.
66 guides →Retirement
Turn savings into income with tax-smart withdrawals, rollovers, and the right accounts.
68 guides →Tools & calculators
All tools →Calculator
Annuity Payout Calculator
How much monthly income could a lump sum buy over a fixed payout period?
CalculatorHow Long Will My Money Last?
How many years will your savings support a given monthly withdrawal?
CalculatorRMD Calculator
Estimate this year’s required minimum distribution from an IRA or 401(k).
Latest guides
Income
Nov 2, 2026Guaranteed minimum withdrawal benefit (GMWB): how the annuity rider works
Basics
Nov 2, 2026Structured settlement pros and cons: an accountant's checklist
Accounts
Nov 2, 2026Stable value fund: how it works in your 401(k) and what the risks are
Costs
Oct 30, 2026Annuity surrender value: what you would actually get if you cashed out
Basics
Oct 30, 2026Settlement demand letter: what goes in it and how the numbers are built
Accounts
Oct 30, 2026