Annuities and retirement income, explained straight.
Annuity Compass is an independent guide to annuities, structured settlements, and turning savings into retirement income — researched from primary sources, with no sales pitch.
Annuities
Rates, payout math, and how to spot an expensive contract before you sign.
60 guides →Structured Settlements
What your future payments are worth and how to sell without losing a fortune to fees.
57 guides →Retirement
Turn savings into income with tax-smart withdrawals, rollovers, and the right accounts.
59 guides →Tools & calculators
All tools →Calculator
Annuity Payout Calculator
How much monthly income could a lump sum buy over a fixed payout period?
CalculatorHow Long Will My Money Last?
How many years will your savings support a given monthly withdrawal?
CalculatorRMD Calculator
Estimate this year’s required minimum distribution from an IRA or 401(k).
Latest guides
Types
Oct 12, 2026Bonus annuity: how premium bonuses work and what they really cost
Basics
Oct 12, 2026ABLE account vs special needs trust: which protects a settlement?
Accounts
Oct 12, 2026Spousal rollover IRA: your options when you inherit from a spouse
Types
Oct 7, 2026Fixed vs variable annuity: how the risk, costs and rules differ
Basics
Oct 7, 2026Pooled special needs trust: how it protects a settlement and benefits
Taxes
Oct 7, 2026