Annuities and retirement income, explained straight.
Annuity Compass is an independent guide to annuities, structured settlements, and turning savings into retirement income — researched from primary sources, with no sales pitch.
Annuities
Rates, payout math, and how to spot an expensive contract before you sign.
43 guides →Structured Settlements
What your future payments are worth and how to sell without losing a fortune to fees.
40 guides →Retirement
Turn savings into income with tax-smart withdrawals, rollovers, and the right accounts.
42 guides →Tools & calculators
All tools →Calculator
Annuity Payout Calculator
How much monthly income could a lump sum buy over a fixed payout period?
CalculatorHow Long Will My Money Last?
How many years will your savings support a given monthly withdrawal?
CalculatorRMD Calculator
Estimate this year’s required minimum distribution from an IRA or 401(k).
Latest guides
Types
Aug 26, 2026Flexible premium deferred annuity: how paying in over time changes the contract
Basics
Aug 26, 2026Structured settlement agreement: the clauses that decide what you actually get
Income
Aug 26, 2026Retirement bucket strategy: how time-segmenting your savings actually works
Costs
Aug 24, 2026Market value adjustment on an annuity: how an MVA works and when it costs you
Selling
Aug 24, 2026Medical lien on a settlement: what gets paid back before you see the money
Accounts
Aug 24, 2026