Annuities and retirement income, explained straight.
Annuity Compass is an independent guide to annuities, structured settlements, and turning savings into retirement income — researched from primary sources, with no sales pitch.
Annuities
Rates, payout math, and how to spot an expensive contract before you sign.
37 guides →Structured Settlements
What your future payments are worth and how to sell without losing a fortune to fees.
34 guides →Retirement
Turn savings into income with tax-smart withdrawals, rollovers, and the right accounts.
36 guides →Tools & calculators
All tools →Calculator
Annuity Payout Calculator
How much monthly income could a lump sum buy over a fixed payout period?
CalculatorHow Long Will My Money Last?
How many years will your savings support a given monthly withdrawal?
CalculatorRMD Calculator
Estimate this year’s required minimum distribution from an IRA or 401(k).
Latest guides
Types
Aug 10, 2026Annuity ladder: how staggering contracts changes what you actually own
Selling
Aug 10, 2026Structured settlements and divorce: how periodic payments get classified and divided
Taxes
Aug 10, 2026Tax-free retirement income: what genuinely qualifies and what only looks like it
Costs
Aug 7, 2026How to get out of an annuity: the five exit routes and what each costs
Valuation
Aug 7, 2026Settlement protection trust: what it does and when it fits
Taxes
Aug 7, 2026