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© 2026 Annuity Compass
AnnuityCompass

Annuities and retirement income, explained straight.

Annuity Compass is an independent guide to annuities, structured settlements, and turning savings into retirement income — researched from primary sources, with no sales pitch.

Annuities

Rates, payout math, and how to spot an expensive contract before you sign.

46 guides →

Structured Settlements

What your future payments are worth and how to sell without losing a fortune to fees.

43 guides →

Retirement

Turn savings into income with tax-smart withdrawals, rollovers, and the right accounts.

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Tools & calculators

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Annuity Payout Calculator

How much monthly income could a lump sum buy over a fixed payout period?

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How Long Will My Money Last?

How many years will your savings support a given monthly withdrawal?

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RMD Calculator

Estimate this year’s required minimum distribution from an IRA or 401(k).

Latest guides

Are annuities safe? The five risks, and which ones a guarantee covers
Basics

Are annuities safe? The five risks, and which ones a guarantee covers

Sep 4, 2026
I have a structured settlement and I need cash now: what actually works
Selling

I have a structured settlement and I need cash now: what actually works

Sep 4, 2026
Asset location strategy: which account should hold which investment
Taxes

Asset location strategy: which account should hold which investment

Sep 4, 2026
Annuity participation rate: what it is and how it limits your credit
Rates

Annuity participation rate: what it is and how it limits your credit

Sep 2, 2026
Why is a structured settlement company calling me?
Selling

Why is a structured settlement company calling me?

Sep 2, 2026
Tax torpedo: how Social Security taxation lifts your real marginal rate
Taxes

Tax torpedo: how Social Security taxation lifts your real marginal rate

Sep 2, 2026
AnnuityCompass

Independent, plain-English guides to annuities, structured settlements, and retirement income.

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© 2026 Annuity Compass. All rights reserved.

The information on this site is for general educational purposes only and is not financial, tax, or legal advice. Consult a licensed professional before making decisions about annuities, structured settlements, or retirement accounts.

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