Annuities and retirement income, explained straight.
Annuity Compass is an independent guide to annuities, structured settlements, and turning savings into retirement income — researched from primary sources, with no sales pitch.
Annuities
Rates, payout math, and how to spot an expensive contract before you sign.
47 guides →Structured Settlements
What your future payments are worth and how to sell without losing a fortune to fees.
44 guides →Retirement
Turn savings into income with tax-smart withdrawals, rollovers, and the right accounts.
46 guides →Tools & calculators
All tools →Calculator
Annuity Payout Calculator
How much monthly income could a lump sum buy over a fixed payout period?
CalculatorHow Long Will My Money Last?
How many years will your savings support a given monthly withdrawal?
CalculatorRMD Calculator
Estimate this year’s required minimum distribution from an IRA or 401(k).
Latest guides
Costs
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Selling
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Income
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Basics
Sep 4, 2026Are annuities safe? The five risks, and which ones a guarantee covers
Selling
Sep 4, 2026I have a structured settlement and I need cash now: what actually works
Taxes
Sep 4, 2026