Annuities and retirement income, explained straight.
Annuity Compass is an independent guide to annuities, structured settlements, and turning savings into retirement income — researched from primary sources, with no sales pitch.
Annuities
Rates, payout math, and how to spot an expensive contract before you sign.
52 guides →Structured Settlements
What your future payments are worth and how to sell without losing a fortune to fees.
49 guides →Retirement
Turn savings into income with tax-smart withdrawals, rollovers, and the right accounts.
51 guides →Tools & calculators
All tools →Calculator
Annuity Payout Calculator
How much monthly income could a lump sum buy over a fixed payout period?
CalculatorHow Long Will My Money Last?
How many years will your savings support a given monthly withdrawal?
CalculatorRMD Calculator
Estimate this year’s required minimum distribution from an IRA or 401(k).
Latest guides
Basics
Sep 21, 2026Annuity due vs ordinary annuity: what the timing difference actually costs
Selling
Sep 21, 2026Viatical settlement: selling a life insurance policy when you are terminally ill
Accounts
Sep 21, 2026Safe harbor 401(k): how the testing exemption works and what it costs
Types
Sep 16, 2026Pension risk transfer: what changes when your pension becomes an annuity
Selling
Sep 16, 2026Settlement release agreement: the document that ends your case
Taxes
Sep 16, 2026




