Tools & Calculators
The math behind annuities, pensions, and retirement income — open and interactive. Every result is illustrative, based on assumptions you control, with the formula explained underneath.
Annuities
Annuity Payout Calculator
How much monthly income could a lump sum buy over a fixed payout period?
CalculatorPresent Value of Annuity Calculator
What is a stream of future payments worth in today’s dollars?
CalculatorFuture Value of Annuity Calculator
What do regular contributions grow to at a steady rate?
CalculatorFixed Annuity Growth Calculator
What does a MYGA grow to — and how does tax deferral compare to a CD?
Retirement
How Long Will My Money Last?
How many years will your savings support a given monthly withdrawal?
CalculatorRMD Calculator
Estimate this year’s required minimum distribution from an IRA or 401(k).
CalculatorRoth Conversion Calculator
Does paying tax now beat paying it later? The break-even is your tax rates.
CalculatorSocial Security Break-Even Calculator
At what age does waiting to claim Social Security overtake claiming early?
CalculatorPension: Lump Sum vs Monthly Payments
Is the buyout offer actually worth more than the monthly pension?
Structured Settlements
These tools are educational illustrations, not quotes, offers, or financial advice. Rates, tax rules, and IRS tables change — verify current figures with a licensed professional before acting.