Structured Settlements

What your future payments are really worth, how selling works, and how to read past the discount rates and fees that quietly cost sellers the most.

Structured Settlement Loan: Why It Usually Isn't a Loan at All
Selling

Structured Settlement Loan: Why It Usually Isn't a Loan at All

A structured settlement loan usually isn't a loan. Here's what you're really being offered, why the distinction costs money, and how to read the deal.

Ioannis KyprianouJune 1, 20269 min read
What Is a Structured Settlement? How the Payments Work
Basics

What Is a Structured Settlement? How the Payments Work

A plain-English guide to how structured settlements pay out over time, who funds them, and how they are usually taxed.

Ioannis KyprianouApril 30, 202610 min read
Selling Your Structured Settlement: Process, Pros, and Pitfalls
Selling

Selling Your Structured Settlement: Process, Pros, and Pitfalls

What it really means to sell my structured settlement, how court approval works, why the discount rate matters most, and how to avoid a bad deal.

Ioannis KyprianouApril 28, 202610 min read
How Much Is My Structured Settlement Worth?
Valuation

How Much Is My Structured Settlement Worth?

Your structured settlement is worth its present value, not the total of future payments. Here is how the discount rate decides your real offer.

Ioannis KyprianouApril 23, 20269 min read
Structured Settlement Annuity: How It Differs From a Regular Annuity
Basics

Structured Settlement Annuity: How It Differs From a Regular Annuity

A structured settlement annuity funds court-ordered injury payments, is bought on your behalf, and works very differently from one you buy yourself.

Ioannis KyprianouApril 21, 20269 min read
How to Compare Structured Settlement Companies Without Getting Burned
Selling

How to Compare Structured Settlement Companies Without Getting Burned

A practical framework for comparing structured settlement companies on rate, fees, court costs, and complaint history before you sell a single payment.

Ioannis KyprianouApril 16, 20269 min read